I just want to say welcome and thank you for visiting my blog. I will be writing about my debt and how I am trying to reduce it. Currently I have $29,876.13 in credit card debt and $97,378.84 in mortgage debt. My hope by writing this blog that I will keep on track cutting spending and doing the necessary steps to get myself back on track. Also I hope to make some friends that I can get some encouragement from. For me failure isn't an option. I am going to pay that debt off. Well again thanks for taking the time to check my blog out. I hope to hear from you.