Use Them, Don't Let Them Use You!

Credit card finance charges and fees are at a all time high. It is ludicrous that they are allowed by the government to charge the consumer 19%-30% in interest, but we earn 3%-4% interest on our money in an average savings account. My friend has a great way to stick it back to them. I am here to tell you, so that you too can take advantage of this great way to earn free money.

My friend is very savvy with her money. She has a Discover Card with the cashback offer. Every month she charges her groceries, her gas, her electric bill and any other expenses she has. When she gets her bills, she pays the Discover Card balance IN FULL. When it's time to send out the cash back money Discover Card must hate her. She has earned a nice chunk of change from her everyday purchases. The trick is that you must be disciplined enough to keep track of each purchase and actually pay the bill in full when it's due.

This is an honest way to make a little money to put in your savings and a great way to get back at those credit card companies! To make it easier to take advantage of these great opportunities, there is a site that lists all the credit cards that would give you multiple advantages, like 0% intro rate, low APR, cash back rewards and other benefits. You too may be able to use them and not let them use you....