Neither Medicare, nor any current Government program, addresses the realities of Senior Citizens, including the ridiculous prescription medication "help".
The confusion is deliberate. It is designed to save the Fed's money. I worked for a mortgage loan company for a few years, and the Government programs remind me of these wonderful creative lending programs for homeowner's that are hyped to be to the consumer's advantage. Yeh, right. And the advice from your financial advisor will depend entirely on which greed he/she is sleeping with.
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