fraud

Now a days fraud increase like sending these type of letters by e.mail. Please Beaware of frauders:

Please permit me to use this medium to crave your indulgence for joint
business relationship with my family.I am ---, mother of

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In PPC advertising industry click fraud is defined as clicks generated by

Competitors of advertisers: These parties[url] may wish to harm a competitor who advertises in the same market by clicking on their ads. The perpetrators don't profit directly, but force advertiser to pay for irrelevant clicks thus weakening or eliminating a source of competition.

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Ok, I’ve played nicely ~ I’ve gone by the rules ~ but seeing how this shyster is still refusing to pay my last wages a full year later, I’m making it as public as I can!

I went to work for Southwest Sleep Center in mid January of 2007 as a sleep tech. It’s a field I’ve worked in before and was actively seeking. So, when a lab actually opened up in my tiny town of Big Spring, Texas, I jumped at it. I was actually ready to quit by the end of the first pay period when my paycheck was not cash-able. No banks or check cashing places would accept them due to the number of times checks from the business had bounced. Richard and his lab manager, Tim, both tried to explain that it was an error and that it came from a business account, making it “good” if only I had a bank account. Now, I don’t know if Tim actually bought that b.s. or if he also just thought I was stupid. But, come on! They expected me to believe that BANKS don’t recognize a business account or know how they work???

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We’ve all heard cautionary tales about identity theft. Why, then, do so many of us assume that it will not happen to us?

It does happen, all too often. Credit cards are more vulnerable than most; unlike the old days of check fraud and forged signatures, today’s identity thieves use credit card details to open up lines of credit and rack up serious debt in their victims’ names.

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Imagine that you have just received your credit card statement and you suspect you're only responsible for one charge on the whole bill - at the grocery store, but your credit card charges include taxi cabs, restaurant meals, a hotel suite and a large liquor store entry?

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Several states permit you to freeze your credit report which prevents identity thieves from posing as you and being issued credit in your name. Vermont, Washington, Illinois, Texas, California, Louisiana, New York, New Jersey, Maine, North Carolina and Colorado only allow credit freezes if the credit fraud has already occurred.

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Credit monitoring services give consumers a number of tools to keep track of what's on your credit report, while protecting your credit information and other personal information. Credit monitoring services notify you by email or mobile text message whenever a change to your credit report is detected. You can spot ID fraud and credit fraud faster and minimize the potential damage to your credit history and credit score.

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RegisterFly.com customers have been denied the ability to transfer or renew domain names and many have lost their domain names as a result. RegisterFly has transferred many individuals' domain ownership to its own name to prevent people from fleeing the site. Furthermore, RegisterFly has charged many individuals for services that have not been delivered.

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Why is it that so many people insist on posting blogs of nothing but pure SPLOGS! Come on, really! I mean, are these people not smart enough to realize how many people get tired of reading copied material? Do these people not realize how much of a fraud they are making themselves turn into?

As if junk mail and spam aren't enough to worry about, we get bombarded with splogs and copied material every time we turn around. I have nothing against sponsored posts, as long as the blogger makes a point of letting the readers know that it is a sponsored post. There is actually good money in it. I do, however, have a problem with posts that are pure advertising without the warning.

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In 2005 the UK’s Office of Fair Trading (OFT) launched a campaign in order to raise awareness of the most common ways in which people are conned. The OFT identified the top ten scams targeted at UK consumers.

These are listed below and, if you look through them, you will see some patterns emerging. It should help you avoid being scammed - online or offline.

WORK-AT-HOME SCAMSAdvertisements for paid work-from-home schemes and business opportunities are often scams. Would be home workers who apply are asked for money up-front to pay for materials. After payment no more is heard from the parent company.

Another variation on this is where the company does actually send out some materials for assembly. These materials are usually very inexpensive. When the assembled products are submitted they are invariably rejected as they “do not meet the necessary quality standards�?. This method also gives the scammers a second bite at the cherry as they often sell a further kit with instructions for the necessary quality improvements to ensure acceptance in future.

Regardless of how good the quality is, the assembled items will never be accepted.

TELEPHONE LOTTERY SCAMSScammers impersonate representatives from a genuine lottery, such as the Irish Lottery or the Canadian Lottery. They make unsolicited telephone calls to their victims and advise them that they are going to be entered in a draw.

A few days later the victim receives another call to advise them that they have won a substantial amount of money. However, before they can receive their prize the victim must pay a fee for administration and taxes. The prize, of course, does not exist.

MATRIX SCHEMESOften promoted online these schemes mainly involve websites which offering high cost electrical and electronic devices as free gifts in return for buying a relatively cheap product - for example a mobile phone charger. Consumers who buy the cheap product (take the bait) are then put onto a waiting list to receive their free gift.

The person at the top of the list receives their gift only after a predetermined number of new buyers sign up. The victims are usually encourage to hasten he process along by introducing their friends and family to the scheme. The large majority of people on the list never receive the prize.

PRIZE DRAW MAILINGSThe victim receives a notification by post that they have won a prize such as a holiday or a sweepstake draw. In order to receive the pies an administration fee or registration fee must be paid in advance. Once this is paid the prize will fail to materialise.

PROPERTY INVESTMENT SCHEMES
Potential investors attend a free presentation, the purpose of which is to persuade them to pay large amounts of money to enroll on a course which promises to make them a successful property dealer.

Some schemes involve the offer of buying as yet unbuilt properties at a discount. Others involve a buy-to-let scheme where the scammers offer to source, renovate and manage existing properties which they claim will provide good returns from rental income. The properties are often derelict and the tenants do not exist.

PREMIUM RATE TELEPHONE NUMBER SCAMS
The victim receives a notification in the post that they have won a prize - a holiday or a sweepstake. In order to claim the prize they need to call a premium rate number - usually beginning with 090 - which will incur high charges. Open there is a long recorded message and the prize simply does not exist.

INVESTMENT-RELATED SCAMS
The victim receives an unsolicited telephone call which offers the opportunity to invest in rare commodities such as diamonds, fine wines or shares. These investments are usually in areas which carry a high risk and where a high level of training, skill and experience is normally required.

The shares are not quoted on any conventional stock exchange. The diamonds, if they exist and are actually supplied, will be low grade and worth considerably less than the amount invested.

NIGERIAN ADVANCE FEE FRAUDS
This form of fraud has been around for many years. Many of the earlier scams originated from Nigeria, hence the name, but today similar variations can be seen from Iraq, Asia, Africa etc. The main requirement seems to be that the area should have recently had a war or some major political upheaval.

Today this type of fraud is mainly perpetrated via e-mail, but some traditionalist scammers may still use letters by post. The victim receives offer to share a large sum of money in return for using the recipient’s bank account to transfer of the money out of the country. If bank account details are provided, the scammers may empty the victim’s account.
Alternatively, the scammers may ask for money up front - usually for bribing corrupt officials in order to get the money out of the country.

CREDIT SCAMS
Another advance fee fraud, which often originates in Canada. Adverts are placed in local newspapers offering quick loans, even if the applicant has poor credit history. Applicants are told that their loans have been approved but they must pay an insurance fee prior to release. After the fee is paid, the victim will never hear from the scammers again and the loan amount will never be advanced.

PYRAMID SCHEMES
Pyramid schemes, sometimes called Ponzi schemes, offer a return on a financial investment which is based upon the scheme continuing to grow as new members join the scheme. The money from new investors is used to pay earlier investors - robbing Peter to pay Paul.
After a while the pyramid will collapse as it reaches the point where there are not enough new victims entering to pay off the earlier investors.

These top ten “hall of shame�? scams are outlined here in fairly broad brushstrokes. Nevertheless, hopefully you can see some common patterns which will help you to avoid being scammed in future.

Hamish Hayward

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Okay the other night I saw a Dateline special, I actually viewed it from

The story is about a group of families that have tried adopting because they just can't have a child. But the bad news is there is a surrogate that claims she'll let them have her baby, takes all their money and they never hear from her again.

http://www.msnbc.msn.com/id/13301137/

The cold-hearted lady goes by the name Amy, errr Christy...well truth is no one really knows. But she finds her victims by looking up people that are trying to find a surrogate. This is just sooo wrong on so many levels.

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After a long wait I finally got an ebay account and began to sell items online. The very first item I listed was a digital camera. It wasn't a bad camera actually. I priced it nicely and was prepared to patiently wait for someone to click on the "buy it now" icon. It seemed so easy.... until...

After waiting for a while, a friend of mine informed me that I might have made some mistakes. In correcting these mistakes I listed an ipod online as well. Within the first day it SOLD!!! I had someone who wanted to buy it and I was thrilled. I received the confirmation email from ebay telling me that someone was purchasing the ipod. Then I received a message from the man who wanted to buy the ipod. He said his name was Frank Jon. The e-mail went something like this:

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The number of incidents that involve some kind of credit card theft or fraud is rapidly growing. At its easiest, it may be the fraudulent use of your credit card and at its worst, it may be a thief taking over your identity and using it to buy a house, car and even a passport.
Here are some things that can be done to help against credit-card identity theft:
- keep an eye on your credit card when waiters or shop assistants take them away to make a transaction

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I've been writing to warn others of e-mail fraud and phishing/spoofs. I've got a new one, and I think I only caught it the second time.

I received a call a few months ago from DUNS wanting my company name and information. I don't think I gave away anything sensitive, and even asked the caller what my DUNS number was (a company registration based on the type of industry) and he immediately told me. So I wrote it down because I had recently looking for my records and couldn't find it.

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I received a bill from one of my credit cards today. In it, it had a brochure titled "Identity Theft Reimbursement". This brochure outlined their insurance program, and it told me that they will reimburse me for any identity theft. In the very next paragraph, they say that their liability is limited to $1000 per incident of identity theft. Surprisingly, there is nowhere to sign up for this "service", which makes me wonder if they are presenting it as a cardholder benefit instead of an optional service.

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