Sony Credit Card

The Sony credit card is apparently one of the easier credit cards to get and I suggest that you apply for this card if you just need an extra card or you are looking to build credit. If you have bad credit and even if you have no credit there is a chance that they may accept you because this company has lower standards then most of the prime lenders and so they are likely to approve your credit application and take a chance on your account where as one of the more famous lenders would have almost certainly turned your application down without consideration. I know this because one my cousins applied for this card and he has really bad credit and had been rejected by a lot of other companies for their card. But, he felt like he needed a credit card and so he tried his luck here and he got accepted. Once he applied online he got an answer to his application within five minutes and he was mailed the card and it was in his mail box four days later.

Once he got it he decided that he needed to have a Playstation 3 console and he took advantage of the card’s $100 credit when you order a Playstation 3 console and so he went to Amazon and picked up the 40GB version for $300.00 (after the credit) in total and applied it to the card. Well, the card also said that it had 0% interest for 12 months but actually that turned out not to be true. He had gotten some other things on the site with the card and when he started to get the bills he noticed that he was being charged interest after the first month and he called them about the matter and was told that the 12 months at 0 % only applied to the Playstation 3 game console and so the charges were correct. Since he had expected to be able to delay payments for the next year and this turned out not to be the case, of course he do not have the money to pay it and since the amounts due kept growing he had asked me several times to help him pay the item off.

Now, I originally turned him down because I do not have the extra money to be lending to others especially if it is doubtful that they will pay me back anytime soon. But, he begged me because he did not want another negative on his credit since he was going to be buying a house soon and so I decided to pay the card off for him. The interest on the other times was about 12 % which I think is a pretty fair figure and he did love his items. He has not paid me back yet and I suspect that is why he has bad credit but he did enjoy the card because it gave him a great discount on his favorite Sony item ever and it was the only company to accept him despite his bad credit.

So, if you have been looking for card companies to consider applying to then I suggest that you try going for this card because if he could get accepted then I am sure your probably will also and the card is pretty good.