Talk about learning something new everyday. Well I learned some valuable facts the last couple of days one of them being on finances. I am no expert in this field so therefore it took a long time to get educated on this. I know I am still young and far from retirement but I can't help but still think about how to support myself during retirement. I still do want to work when I am over 65 and 75 if I live that long....hopefully and past that age....I have IRAs, pension plan with my government job and notice that I said government meaning that in this state they don't take out for social security.....we don't even know if it will still be a public thing anyway....then an old 401K from my last job and profit sharing that just like the IRA...I can't touch it until a certain age. Now it got me to thinking that it may look like I am putting good money into my retirement funds but when we go to the later decades from now, that just may not be enough for me to live on.

Just a case in point....I probably mentioned in my last entry that at one time gas was only 25 cents a gallon and only for a dollar we could buy four gallons of gas and that was all backed by the REAL money and real silver. Now I read that the same amount of silver can still buy four gallons of gas. This is telling me that gold and silver can still hold its value while the green money is going down in value.

We notice that the prices of gas, food, and other goods and services are much higher priced than before even more higher priced than two decades ago and it is really not the fact the it is about inflation. It is the fact that it takes more dollars to buy those goods and services. So it is really the fact that the value of the dollar has gone down.

So in thinking about the prices going up even after 2010 and 2020 that what I have put away now may not be able to cover all those expenses that may incur decades from now, I may be better off in buying gold bars or silver. A friend of mine told me about one of the oldest, largest and most specialized firms that handles precious metals called Monex. He has bought from them before and is happy with their service. I have found that more investor experts are now telling their clients to invest in tangible assets like silver, gold, and bullion coins and they will all hold their value.

Another matter I keep thinking about since I live in a large city is about auto insurance since not only there are many accidents in this area and unfortunately fatal ones too and there are car thefts here too. I read that Geico is informing the auto owners there that they need to heed the advise of the National Insurance Crime Bureau's latest crime report. The report states that California is home to six of the top 10 auto theft locations in the country.

One of Geico's big job is to give safety tips to their consumers. One of the major tips is to keep the automobile locked at all times even while driving. Another tip is to keep the sunroof and windows closed no matter how hot it is. Another is to install an anti-theft system if the automobile does not have one. Those are just a few of the many tips strongly advised.

Also it helps to save money on auto insurance if one thinks they are paying too much which happens in many instances. I was thinking of also shopping online for auto insurance and getting an auto insurance quote since I need to see if I am paying too much. I was thinking of checking out Carinsurance.com to see what their rates are. I also heard that in some states once the application is completed and processed, it only takes 15 minutes to recieve proof of insurance which is always a must and something for me to consider here. They are also known for not only saving money but time as well. I am one of those who looks for getting the value for what I spend so that is why I do look into matters like this.