My Dreamhome turned NIGHTMARE!!!

OK, here goes. First, while living in Anaheim, near where I grew up, and we were looking for a home roomy enough for our ever-growing family. John was reading the Pennysaver, and he found a 5 bm,2-1/2 bath house in Corona that said it was a large 2 story blah blah blah. So, like the Beverly Hillbillies (joke), we loaded up the family and headed out for Corona to check out this house, with the directions we were given.Only when we get there, it's a single story,3 bdrm,2 bath. Still a cute house, we thought,ok, maybe a type-o. Except not quite convinced that was really it. Ok, the owner gets there,and we ask him about the ad. It was wrong, according to him. But, instead of listening to the red flags and warnings going off in our minds, we were so desperate to just get a home, we took it. For $2,700 per month, on the basis that at the end of the year-long lease, half of that would be going to a down-payment to buy the house. He only took a payment and a half from us, and never came back for more. He never even applied it to the back mortgage payments. Ok, I'm getting ahead of myself here. Anyway...... He had originally told us that he was the co-signer on the house for his younger brother and his wife. They(supposedly) were only behind "about a month". So, next thing we know, there are letters arriving from the loan people,at a rate of 3 per day. That set us to wondering what was really going on. I knew,(and I'm not really real estate savvy) that that was not normal. So, after about I think, 4 months, it continued at an alarming rate. Finally, while we were out shopping at(lol,where else?) Walmart, we come home to our neighbors warning us that a man from th mortgage company had come out, and told them to tell us, that the house was being foreclosed on,and any tenants living there,should immediately stop paying rent. It turned out that the owner, wasn't the co-signer wasn't the co-signer at all,but the person that the loan had been taken out by,and, that he had taken out 2 loans on the house,and, he hadn't made a payment since around just before Christmas,or longer. Not sure which. But, anyway... He wasn't even supposed to sublet the house at all. Only blood family relatives would have been able to live with him.

So, next thing we see? the owner brings a guy with him, and says that this is the guy who is taking over the house. Hah! Liar!!. He said his name was something else, but, I recognized him as a cousin by the name of B....,that owner had already introduced us to when we moved in,and owner was trying to move his really expensive studio equipment to his house( I mean really nice recording studio digital everything equipment) Our son,Justin wanted it really bad. Lol.

Anyway, we didn't fall for any more crap,and stayed. The mortgage guy, turned out to be a really helpful, honest,knowledgeable guy by the name of Gerald. He told us that we had (at first anyway) to be out by the 9th. Calls back almost immediately,and say that the bank said, If we cleaned the place up the way a bank would like,(and it wasn't in really bad shape to begin with), they would pay us $1,000. We jumped on that. But, the catch was this...

We had to not only get it ready for the bank,and take our stuff with us, we also had to take all the stuff that the owner and his brother and sister-in-law had left behind,as well. Whew!! Well, we did it, finished it up yesterday,and now, we are staying in a motel until we check out a couple of houses. Our youngest, Jayme, is expecting her second baby girl at the end of August,and we will need even more room. Lol.

If anything pops up about the previous owners of that house, I will be sure and update you guys. However, I don't think we will be hearin from them anymore. Thank God.

Well guys, I am so grateful that you all have stuck by me in my many absence.

I am back now though. I love all of you. Have a lovely Wednesday,and thank youall so much for the great birthday wishes,Cindy