1) A strong belief in ones God or creator, it may be any Allah, Jesus, Ram or any. Believing that every thing is his creation and therefore he has the right to change or alter it. A state of total surrender, accepting his all decisions.
2) Second solution is to analyze our fears, discover them, identify them and finally do things which could help us in decreasing them. Like, increase the saving of money to avoid any financial crisis.
3) Third factor is to face them solwely-2 and become strong so that they could not no more affect us.
4) Meeting a psychologist or psychiatrist could help us and we should not feel shame in getting their help.