Credit repair – a Black Box or not
Is credit something we learn about at school? Most of us don’t. Why is that?

We all have it…good or bad and most of us go through a phase of bad credit at one point in our lives. Most of the times it is in the earlier phase of our adulthood. The reason for this: irresponsible behavior or misinformed? What about not informed at all? Banks line up like predators to hand adolescents credit cards, persuade each of the 17 year olds with the freedom access to money will bring. Our 18th birthday isn’t even there and we get flooded with credit card offers. We don’t even know what the consequences are of using it. At least not for using it beyond what we can afford. And what can we afford at that age? None of the banks’ business? Wrong! All of the banks’ business! Lurking you into using and abusing your fragile credit only leads to high interests earned on your naive being.
So here we are, merely a few months or years into the big world…and many thousands of dollars in the red later. Unfortunately it isn’t bad enough that you were being abused by those institutions preying for your innocence and future earnings that they’ll gladly take. Sooner or later you will have to fix your credit and go through a sometimes painful credit repair exercise. Being denied new credit, a house, a car or in the best case suffer from outrageous interests if you do get qualified for financing.
Looking back you think why weren’t you taught about this Black Box? Why wasn’t credit or credit repair never explained or made mandatory in high school? Do you think the government may have its own agenda? Who benefits from high interest rates? Who decides what courses you must have in school? What’s best for the economy…great or bad credit? It is high time you learn all about credit and to teach every single person in this country about credit before they are given any credit!