Lindiesel's blog

Getting ready for the day can feel like a full time job in itself. Many working mothers spend their mornings getting the kids out of bed (which sometimes takes an act of God- or at the very least, a crane and a bucket of water), finding all of those lost items that are needed for the school day, getting everyone dressed and fed, packing lunches and making sure it all happens before the bus arrives and mom fights the morning traffic to get herself to work on time (or close to it!)

read more

How many times have you wished for just another couple hours at the end of every day? You can create more time in your life by incorporating these 6 Tips provided by Time Management and Lifestyle coaching for working mothers:

read more

You just received the offer of a lifetime: transfer your high interest credit card balances sounds to a 1.9% (or lower) credit card. And it is a fabulous deal, until you get to the fine print of the offer.

read more

We’ve all heard cautionary tales about identity theft. Why, then, do so many of us assume that it will not happen to us?

It does happen, all too often. Credit cards are more vulnerable than most; unlike the old days of check fraud and forged signatures, today’s identity thieves use credit card details to open up lines of credit and rack up serious debt in their victims’ names.

read more

Young Children Do Not Understand the Concept of Credit Cards

It’s the 21st century, and most of the kids living in the United States are constantly watching their parents put a cute little plastic card into an automated teller machine and seeing the machine instantly spit out a wad of cash. It’s like magic! A machine that gives money whenever anybody wants it!

read more

It’s only October, but there is actually less than 82 shopping days remaining until Christmas. Many people are still paying their holiday debt from last year, let alone feel ready to start the holiday gift buying season all over again. Didn’t you make a promise to start your holiday shopping earlier this year, so you wouldn’t be as tempted to rely on credit cards at the last minute? Now would be a very good time to start planning for your holiday shopping. If you can work it into your budget for the next two and a half months, you may be able to avoid the dreaded after-holiday-credit-card-debt issue that the majority of American’s experience at the start of every new year.

read more

Does the latest balance transfer credit card offer you received in the mail tempt you? While they may sound like they're heaven-sent - the fine print may be hiding the real terms and conditions of the deal. What most folks don't realize is that transferring balances from higher interest credit cards to low or 0% APR cards can be tricky if you don't know what you're doing.

read more

Minors cannot hold their own credit cards since it is illegal to enter a contract with a minor. However, there are ways you can set up your teen with a type of credit card that they can use in emergencies, when traveling on a school trip or with a sports team or to learn the responsible use of plastic payments. There are several viable options, including:

read more

If you haven't already seen the Blendtec "Will It Blend?" videos on YouTube, (there's a gazillion of them) check out the Credit Cards edition:

read more

In 2004, the BC Municipal Fleet Managers Group (MFMG), representing 40 municipalities in Vancouver’s lower Mainland and Southern BC, undertook a biodiesel pilot project as a strategy to create awareness of the benefits of biodiesel.

read more

October 15, 2006 made history in the fight for clean air. The Environmental Protection Agency (EPA)’s initiative to make it a requirement that 80% of diesel fuel available for on-road vehicles be Ultra Low Sulphur Diesel (ULSD) officially took effect, and refiners across the country must now ensure the sulphur in on-road diesel fuel is kept to a maximum of 15 parts per million sulphur content. (15ppm). Ultra Low Sulphur Diesel may smell or appear slightly different than current on-road Low Sulphur Diesel (LSD) which can have up to 500ppm sulphur content. ULSD is a cleaner burning diesel fuel and will reduce emissions from diesel vehicles.

read more

Imagine that you have just received your credit card statement and you suspect you're only responsible for one charge on the whole bill - at the grocery store, but your credit card charges include taxi cabs, restaurant meals, a hotel suite and a large liquor store entry?

read more

Most of us have a couple credit cards that we use on a regular basis and we understand that credit card penalties and fees are a reality, and we've even paid a penalty at one time or another - whether for a late payment or missed payment. We all need to understand that charges on our credit cards are really loans that require repayment. Essentially credit card debt should be repaid on time with at least the minimum payment to keep you in good standing or you'll be paying out your nose.

read more

Several states permit you to freeze your credit report which prevents identity thieves from posing as you and being issued credit in your name. Vermont, Washington, Illinois, Texas, California, Louisiana, New York, New Jersey, Maine, North Carolina and Colorado only allow credit freezes if the credit fraud has already occurred.

read more

Credit monitoring services give consumers a number of tools to keep track of what's on your credit report, while protecting your credit information and other personal information. Credit monitoring services notify you by email or mobile text message whenever a change to your credit report is detected. You can spot ID fraud and credit fraud faster and minimize the potential damage to your credit history and credit score.

read more