Amusing though, but imagine my predicament when the ATM swallowed my debit card.

I finally left home after lodging a complaint with the vendor.

I always wondered about my friends and colleagues who all have their wallets stuffed with an array of colorful credit card, as to how do they ever manage to remember all those monthly payments.

That’s why I never had the guts to buy a credit card which is also a cumbersome process.

But I was educated by the convenience of carrying credit cards by several of my relatives.
My college principal informed that when used responsibly, credit cards help consumers purchase goods and services, and to pay for them on an affordable budget and timeline.

But he also warned me about a bad credit card decision is sure to affect my specific financial or credit needs. So I sat in front of my pc and went about in search of credit cards.

I was pleasantly surprised to find various options of credit cards presented by bizjournals.com. They have listed the best of Chase Visa and Master Cards that would give me multiple advantages, like 0% intro rate, low APR, cash back rewards and other benefits.

Their list includes General Credit Cards, Low Interest Cards, Cards for Bad Credit, Airline Mileage Cards, Student Credit Cards and cash back cards, Discover Cards, Citibank Cards and so on. It is like a directory of credit cards.

Their site wanted me to conduct a free credit search, with no obligations whatsoever.
At the end I was thoroughly informed about the various terms and conditions of usage of each individual credit card, along with its online application link.

Bizjournals.com reminded me that most hotels and rental car companies will not take a reservation without a credit card. That did it. I feel this is a very valid reason to possess a credit card indeed.

Since Bizjournals is the online media division of American City Business Journals, the nation's largest publisher of metropolitan business newspapers, I felt safe and secure to deal with them.